To increase and promote the entrepreneurship and self-employment of its members, it has provided loan schemes under the following headings:

1. Livelihood agriculture Loan:

Features:

• 3 years of Maturity Period.
• Mode of Payment : 3 Months grace period and after that monthly installment should be made
• Ceiling of Loan: Minimum 10,000 and maximum 10,00,000.
• Interest rate 13 p.a.
• Collateral: Land and building/ Account guarantee.

2. Professional Agriculture loan:

Features:

• 5 years of Maturity Period
• Mode of Payment : 3 Months grace period and after that monthly installment should be made.
• Minimum 100,000 and maximum 25,00,000.
• Interest 13 p.a.
• Collateral: Land and building/ Account guarantee.

3. Small and medium scale enterprises loan:

Features:

• 5 years of Maturity Period.
• Mode of Payment : 3 Months grace period and after that monthly installment should be made.
• Ceiling of Loan: minimum 10,000 and maximum 500,000
• Interest 13.50% p.a.
• Collateral: Land and building/ Account guarantee.

4. Small scale business loan:

Features:

• 3 years of Maturity Period.
• Mode of Payment : Monthly installment should be made.
• Minimum 10,000 and maximum 100,000.
• Interest 13 p.a.
• Collateral: Land and building/ Account guarantee.

5. Medium scale business:

Features:

• 5 years of Maturity Period.
• Mode of Payment : Monthly installment should be made.
• Minimum 50,000 and maximum 2,500,000
• Interest 13.5 p. a.
• Collateral: Land and building/ Account guarantee

6. Educational loan:

Features:

• 5 years of Maturity Period
• Mode of Payment: Interest should be paid monthly and installment will start after six month of completion of educational degree in monthly installment basis and should be made complete payment within five years.
• Interest 14.5 p.a.
• Collateral: Land and building/ Account guarantee

7. International employment loan:

Features:

• 3-5 years of Maturity Period.
• Mode of Payment : 3 Months grace period and after that monthly installment should be made.
• Minimum 50,000 and maximum 1,000,000
• Interest 14.5 p.a.
• Collateral: Land and building/ Account guarantee

8. Health loan:

Features:

• 3 years of Maturity Period
• Mode of Payment : 3 Months grace period and after that monthly installment should be made
• Minimum 10,000 and maximum 100,000
• Interest 13 p.a.
• Collateral: Land and building/ Account guarantee.

9. Housing loan:

Features:

• 5 years of Maturity Period
• Mode of Payment : 3 Months grace period and after that monthly installment should be made
• Minimum 100,000 and maximum 2,500,000
• Interest 14.50 p.a.
• House and land collateral

10. Land purchase loan:

Features:

• 5 years of Maturity Period
• Mode of Payment : 3 Months grace period and after that monthly installment should be made
• Minimum 100,000 and maximum 2,500,000
• Interest 14.5 p.a.
• Collateral: Land and building/ Account guarantee

11. Household facility loan:

Features:

• 3 years of Maturity Period.
• Mode of Payment : 3 Months grace period and after that monthly installment should be made
• Minimum 10,000 and maximum 200,000
• Interest 14.5 p.a.
• Collateral: Land and building/ Account guarantee

12. Social function loan:

Features:

• 3 years of Maturity Period
• Mode of Payment : 3 Months grace period and after that monthly installment should be made
• Minimum 10,000 and maximum 500,000
• Interest 14.5 p.a.
• Collateral: Land and building/ Account guarantee

13. Household expenditure loan:

Features:

• 1 year of Maturity Period
• Mode of Payment : 3 Months grace period and after that monthly installment should be made
• Minimum 1000 and maximum 10,000
• Interest 14.5 p.a.
• Collateral: Account guarantee

14. Short-term loan:

Features:

• 6 months of Maturity Period
• Mode of Payment :Interest must be paid monthly and the complete principle should be paid within six month in lump sum or monthly.
• Minimum 10,000 and maximum 500,000
• Interest 13 p.a.
• Collateral: Land and building/ Account guarantee.