To promote the thrift of community people Pragati Saccos has availed need based diversified saving product. Pragati’s 9 saving products are offered to its members as per their capacity and interest. All the saving products are designed in such a way so that it members can feel and except it. Now more than 7 thousand individuals are actively making savings on different saving products hence enhancing the level of wealth. The following are the Title of saving and its’ features.

1. Regular monthly savings

Features:

• Mandatory for all members.
• Should make deposit monthly basis.
• Minimum 1 hundred rupees should be the monthly saving.
• Saving for the old age.
• Can be withdrawn after age of 60 or in after 10 years of total saving 70 percent.

2. Transaction savings

Features:

• Voluntary saving.
• Can be made deposit and withdraw as per the requirement.
• Provide facility to withdraw by Bharpai and cheque.
• Small amount even a 500 rupees also can be deposited at a time.

3. Child saving

Features:

• It is the deposit which can be made by the members’ children.
• Should make deposit any time .
• Minimum 1 hundred rupees should be the any time saving.
• Can be withdrawn when the children become eligible for membership.

4. Daily saving

Features:

• Providing day to day collection facilities by Pragati collection staffs.
• Easy to deduct loan by the deposit collected to this saving.
• Small amount also can be deposited daily basis.
• No any obstructions to withdrawal.

5. Periodic saving

Features:

• Fixed deposit for certain time period.
• 1 Year, 2 Year and 3 Year Periodic Saving facility available.
• Can be taken loan against the deposit.